As a member of Mill Town Credit Union, you have access to affordable financial products including savings, low cost loans, no service charge checking, and convenient access to your funds with ATM Cards, Visa Debit Cards and Visa Credit Cards.

 

Our regular share account is the basic savings account you open to begin your membership in the credit union. The minimum balance required is $50. This $50.00 remains in your account at all times in order to continue your membership.

 

Our interest bearing Checking Account is one of the best examples of credit union value. There are no monthly service charges and no per check fee.

You receive an easy-to-read monthly statement listing all transactions.

No matter where you live, work or travel, it's easy to manage your Mill Town Credit Union checking account with convenient Direct Deposit, Bank by Mail, and worldwide ATMs.

Choose from a wide assortment of check designs and styles to suit your budget and taste, including duplicate check design, which gives you a copy of every check you write for easy record keeping.

 

At least once during the year we all have a need for some extra cash-Christmas time! If you're like most people, it isn't always easy to set enough money aside ahead of time to cover these expenses and we usually end up putting these costs on a credit card.

At Mill Town Credit Union we have a solution to this dilemma, our Christmas Club account.

Save for vacations throughout the year with our Vacation Club account. This is a great place to have lump sum vacation funds sit until vacation time.

For convenient deposits, arrange for weekly, bi-weekly or monthly deposits from payroll deduction or account transfer. You can begin a Club account at any time during the year.

Christmas Club and Vacation Club accounts earn the same rate of dividends as your regular share account.

 

Investing in certificates is a safe, simple way to earn a competitive rate on your money. Dividends are paid quarterly on certificate accounts. We offer 6 month, 1 year and 3 year certificates with a $2,500 minimum balance. Penalty for early withdrawal.

 

Mill Town Credit Union can provide you with the cash you need. A Signature Loan is an unsecured personal loan which has a fixed rate and term up to 3 years and a loan amount up to $5,000. Use your Signature Loan for unexpected expenses, major purchases, bill consolidation or home repairs.

 

An unsecured loan that is a revolving line of credit. Use for overdraft protection or other personal needs. Line amounts are up to $5,000. and can be used over and over.

 

Loan pre-approval, payroll deduction, and competitive interest rates make your Credit Union the place to finance all your vehicle needs.

New Auto Loans feature full financing and terms up to 72 months.

Used Auto Loans feature terms up to 72 months and full financing (up to NADA retail value)

We also offer financing on Boats, Motorcycles, Personal Watercrafts, Travel Trailers, Motorhomes, and Mobile Homes.

 

We offer the same low rate on purchases, balance transfers and cash advances. No annual fee and a 25 day grace period on purchases. Maximum card limit is $10,000.

 

Use the equity in your home to add a new deck or pool, fix that leaky roof, finance your children's education, buy a new vehicle, take a dream vacation, or consolidate credit card balances into one monthly low cost payment.

We offer fixed-term and amount Home Equity/Second Mortgages and Home Equity Line of Credit Loans, which have a fixed dollar amount that you have the ability to draw/take advances over and over up to the line amount.

 

We offer no point or buy down First Mortgages. Our first mortgages don't include all those extra loan percentage point charges.