Certificates of Deposit

Chose your term of 6 months, 12 months, or 36 months with better rates the longer you go! Dividends are paid quarterly on all CD’s.  If you’re not going to spend it then earn a higher interest rate than a traditional savings and checking account. Minimum balance of $2500 is required.

Early Withdrawal Penalty. We may impose a penalty if you withdraw from your account before the maturity date. For Share Certificate Accounts, the amount of early withdrawal penalty for account is all accrued dividends up to ninety (90) days; however, the penalty will not be less than seven (7) days dividends. If the account has not yet earned enough dividends, the penalty will be deducted from the principal. Your account will automatically renew for another term, at current interest rate, upon maturity.  You will have a grace period of ten (10) days after maturity in which to withdrawal funds without being charged an early withdrawal penalty.

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