Your Right to Financial Privacy

You have the right to know the privacy policies and practices of the financial institutions you deal with in respect to information sharing with both affiliates and on affiliated third parties. This notice describes our privacy policies and practices.

Definitions

We, our and us: This will always mean Mill Town Credit Union.

You and Yours: This means our members with whom we have a continuing relationship through one or more accounts, and also someone who may have applied for a loan but was declined.

Publicly available information: Information that is lawfully available to the general public from official public records (such as real estate records or security filings), information from widely distributed media

(such as telephone books, television, radio or newspaper) or information that is required to be disclosed to the general public by Federal, State or Local law (such as securities filings).

Nonpublic personal information: Personally identifiable information that is not available from public sources (as described above).

PRIVACY NOTICE

Categories of Information We Collect

We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms;

Information about your transactions with us or others; and

Information we receive from a consumer reporting agency.

Categories of Information We May Disclose About You

We do not disclose any nonpublic personal information about our members and former members to anyone, except as permitted by law.

Confidentiality and Security

We restrict access to your personal and account information to those employees and volunteers who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.