Whether you’re shopping new/used vehicles or looking to refinance the one you’ve got, Mill Town is here to help.

Cash back, travel miles, points for every purchase—credit card rewards sound like the ultimate freebie. And in many ways, they can be. But here’s the catch: not all rewards are created equal, and if you’re not careful, you could end up paying more than you earn.

Let’s face it—your credit score plays a big role in life. Whether you’re eyeing that dream home, upgrading your ride, or simply wanting better loan rates, a higher score opens more doors. And the good news? You don’t need months or years to see improvement.