Rates Loan Rates Savings Rates New & Used Auto Loans starting at Interest Rate APR* Term 3.99 3.99 60 4.25 4.25 72 4.75 4.75 84 5.25 5.25 96 6.00 6.00 108 Motorcycles, ATV's, Snowmobiles, Jet Skis Interest Rate APR* Term 7.49 7.49 48 7.49 7.49 60 7.49 7.49 72 Motor Homes & Travel Trailers, Boats, Campers, RV Interest Rate APR* Term 7.00 7.00 48 7.00 7.00 70 8.00 8.00 72 Mobile Homes Interest Rate APR* Term 9.00 9.00 60 9.50 9.50 120 10.00 10.00 180 Home Loans Loan Type Interest Rate APR* Term Home Equity Line of Credit 4.75 4.52 n/a Unsecured Home Improvement Loan Interest Rate APR* Term 7.00% 7.00% 24-36 months 8.00% 8.00% 37-60 months 8.50% 8.50% 61-84 months Personal Loans Loan Type Interest Rate APR* Term Share Secured - (3% over dividend rate) .00 n/a VISA Credit Card (non-variable) 9.50 9.50 n/a Personal Line of Credit 12.00 12.00 n/a *APR = Annual Percentage Rate Additional rates and terms available.