You can now make payments, withdrawals, deposits and other transactions to any of over 1,300 participating credit unions right here at Mill Town. Over 2,000 of these locations are offered inside 7-Eleven stores where you can use self-service ATM's, 24/7 to do virtually any transaction you could do at the credit union. To check for a CO-OP Share Branch location near you just click on the link: https://co-opcreditunions.org/locator/ or call 888-SITECO-OP (888-748-3266).
Bank like a local—almost anywhere.
On the road, at work, or visiting family? With Shared Branching, you can walk into thousands of partner credit unions and handle basic teller transactions—just like you’re at Mill Town.
Find a Shared Branch / ATM Contact Mill Town
What is Shared Branching?
Shared Branching is a network of partner credit unions that lets you do everyday teller transactions when you’re not near a Mill Town branch. Think of it as credit unions helping credit unions—so you can keep life moving.
You can use Shared Branching:
- Across the U.S. and in multiple countries (availability varies by location).
- At partner credit union branches for basic teller service
What you can do at a partner branch
Available transactions (typical):
- Deposits (U.S. funds only)
- Withdrawals*
- Loan payments (excluding Visa and mortgage payments)
- Transfers between accounts
- Loan advances
- Money orders (availability varies)
*Partner branches may set withdrawal limits. Some networks also limit frequency for cash/check withdrawals—so if you’re planning a larger withdrawal, call ahead.
What you can’t do through Shared Branching
Some services need to be done directly with Mill Town:
- Open a new checking or savings account
- Open a new CD or IRA
- Business account transactions
What to bring
To use Shared Branching, you’ll typically need:
- Your credit union name: Mill Town Credit Union
- Your full account number
- Valid photo ID (driver’s license, passport, or state-issued ID)
- A quick identity check (may include verifying your address and/or last four of SSN and your birthday)
Important note: If you’re using an out-of-state ID for a withdrawal, the partner branch may require enhanced identity verification (often called “IDCheck”).
Find a Shared Branch
Use any of these options (fastest first):
- Mill Town Shared Branch Locator
- Mobile app
- Network locator website
Ready to find one near you?
Find a Shared Branch
Heads-up on fees & limits
- Services and limits can vary by partner location.
- Occasionally, a partner branch may charge a small fee for certain items (like cashier’s checks or photocopies).
- For anything unusual (large cash withdrawal, special request), call the partner branch first to confirm what they can do.